View our current mortgage rates updated daily. Lock in your rate today and take advantage of competitive financing options for your dream home.
| Loan Type | Interest Rate |
|---|---|
|
30-Year Fixed
Most popular choice
|
6.24%
|
|
15-Year Fixed
Lowest rates available
|
5.74%
|
|
30-Year Jumbo
High-value properties
|
6.40%
|
|
7/6 SOFR ARM
Adjustable rate mortgage
|
5.80%
|
|
FHA 30-Year
Low down payment option
|
5.87%
|
|
VA 30-Year
For military members
|
5.89%
|
Rates may vary based on credit score, down payment, loan amount, and other factors. Contact us for a personalized rate quote.
Rate locks available for 30, 45, or 60 days to protect you from rate increases during your loan process.
Learn MoreAnnual Percentage Rate (APR) reflects the true cost of your loan including interest and fees over the life of the loan.
Get DetailsFound a lower rate elsewhere? We'll match it or beat it. Our commitment to providing you with the best possible terms.
Contact UsUnderstanding what influences your mortgage rate can help you get the best possible terms.
Higher credit scores typically qualify for lower interest rates. Scores above 740 receive the best rates.
Larger down payments (20% or more) often result in lower rates and no PMI requirement.
Shorter loan terms and conventional loans typically have lower rates than longer terms or government-backed loans.
Rates can vary by state and county. Florida properties may have different rate considerations.
Jumbo loans (over $766,550) typically have slightly higher rates due to increased lender risk.
Lower DTI ratios demonstrate stronger financial health and may qualify for better rates.